For a limited time, the Home Energy Loan Program is offering zero-percent interest loans plus incentives for rooftop solar PV, and heat pumps.

Making your home more energy efficient is one of the most substantial actions homeowners can take to reduce the emissions that contribute to climate change. Through the Home Energy Loan Program (HELP), Toronto homeowners can borrow up to $125,000 to cover the cost of home energy improvements, such as:

• Air-source heat pumps
• Window / door replacements
• Insulation: basement/attic/exterior wall
• Air sealing (e.g. weather stripping or caulking)
• Geothermal systems
• High-efficiency water heaters
• High-efficiency furnaces / boilers / air conditioners
• Tankless water heaters
• Drain-water heat recovery systems
• Toilet replacements
• Solar hot water systems
• Rooftop solar PV panels
• Electric vehicle charging stations (Level 2)
• Battery storage

For a limited time, zero-percent interest rates and terms of up to 20 years¹ of amortization on qualifying measures.

HELP makes it easy and affordable for homeowners to pay for home improvements over time and access rebates offered by utility companies and the Federal government. Once funding is approved, homeowners can hire the contractor of their choice and complete their renovations.